Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Collisions can occur, and passengers could end up injured.
This article explores the most common injuries in Uber-related accidents, the process of determining fault, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, a wide range of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. uber class action lawsuit california Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.